Terms and Conditions
Last Updated: August 10, 2025
These Terms and Conditions govern your use of Morivexenta's website and subscription services. Please read them carefully before using our services.
Acceptance of Terms
By accessing our website or subscribing to our services, you agree to be bound by these terms.
This agreement is legally binding and enforceable under Canadian law.
Definitions
For the purposes of these terms, the following definitions apply:
- Service: Financial planning consultation and analytical review services provided through our subscription model
- User/Client: Any individual who accesses our website or subscribes to our consultation services
- Subscription: Monthly payment arrangement for ongoing access to consultation services
- Content: All information, materials, and resources provided through our website and services
Use of Our Services
Your use of our services is subject to the following conditions:
Permitted Uses
- Access consultation services for personal financial planning purposes
- Receive analytical reviews and discuss financial approaches
- Use website resources for informational purposes
Prohibited Uses
- Sharing account access with unauthorized individuals
- Using services for commercial or business purposes without authorization
- Reproducing or distributing proprietary consultation materials
- Attempting to reverse-engineer or copy our methodologies
- Using services for illegal activities or fraudulent purposes
User Responsibilities
As a user of our services, you are responsible for:
- Providing accurate and complete information for consultations
- Maintaining the confidentiality of your account credentials
- Using services in accordance with these terms
- Notifying us of any unauthorized account access
Intellectual Property
All content, methodologies, and materials provided through our services remain the intellectual property of Morivexenta. Users receive limited access rights for personal use only.
All content, trademarks, and intellectual property on this website are owned by Morivexenta. and protected under Canadian copyright law.
Privacy
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. Privacy Policy
Service Disclaimers
Please note the following important disclaimers about our services:
We provide consultation services "as is" without warranties of any kind, express or implied
Limitation of Liability
To the maximum extent permitted by law, Morivexenta shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.
This includes, but is not limited to, financial losses, lost profits, or business interruption.
User Indemnification
You agree to indemnify Morivexenta against any claims, losses, or damages arising from your use of our services or violation of these terms.
Consumer Dispute Resolution
For consumer disputes, you may contact:
Binding Arbitration
Any disputes arising from these terms or our services shall be resolved through binding arbitration in accordance with Canadian arbitration rules.
Arbitration proceedings will be conducted in English and governed by the laws of Canada.
European Dispute Resolution
European users may access online dispute resolution services
EU Online Dispute Resolution Platform: https://ec.europa.eu/consumers/odr
Applicable Law
These terms are governed by Canadian federal law and the provincial law of the jurisdiction where services are provided.
Service Termination
Either party may terminate the subscription service with 30 days written notice.
Upon termination, access to consultation services will cease, but these terms remain in effect for any outstanding obligations.
Changes to Disclaimer
We reserve the right to modify these terms at any time. Changes will be posted on our website with an updated effective date.
Continued use of our services after changes constitutes acceptance of modified terms.
Severability
If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect.
Complete Agreement
These terms, together with our Privacy Policy and other referenced policies, constitute the complete agreement between you and Morivexenta.